Introduction
Now is the time to consider any enrollments or changes you would like to make to your benefits.
Guardian dental benefits will be changing for the new plan year. There will be 2 options now to choose one.
Option 1: Guardian Value Plan - Same plan as last year. This is a MAC plan, which stands for Maximum Allowable Charge, which means in-network dentists are reimbursed up to an allowable rate, set by Guardian, and the balance is written off. For out-of-network dentists, Guardian will reimburse up to the allowable rate and the employee will be balanced billed for the rest.
Option 2: Network Access Plan - This is a 90th UCR (Usual, Customary, Reasonable) Plan. In-network services are the same as our previous plan, but for out-of-network services, Guardian averages the “usual, customary, reasonable” costs from our local dentists and develops a 90% fee-for-service schedule, then reimburses at the out-of-network percentage and the employee will be balanced billed for the rest.
***Please note: All employees will be enrolled in the Value plan and you will have to let us know if you want to select the NAP plan.***
Guardian dental premiums will be decreased for the July 1, 2023 to June 30, 2024 benefit period.
Guardian Cancer benefits have remained the same and there are no premium changes for the July 1, 2023 to June 30, 2024 benefit period.
The VBA vision benefits have remained the same and there are no premium changes for the July 1, 2023 to June 30, 2024 benefit period.
How To Enroll
***Everyone with current dental elections will be enrolled on the Value plan unless you complete the enrollment form and let us know you want the NAP plan***
To enroll or make changes:
- review and complete the election form by clicking on the arrow in the appropriate tile.
- This must be completed even if you are keeping everything the same.
- You may either print and complete or complete electronically, save as a pdf with your signature included and email to knicho@sasd.us
- If you are enrolling for the first time or making changes to your dental and/or vision benefits you will need to complete the appropriate Guardian and/or VBA enrollment/change form. Click on the arrow in the appropriate tile to open, review and complete the form. (these are not pdf fillable documents)
The election form and any appropriate enrollment/change forms must be returned to:
Kris Nicholson by Wednesday, May 24, 2023.
Benefits Overview
Your 7/1/23 - 6/30/24 benefit enrollment guide booklet and benefit summaries are attached for you to review.
Simply click on the arrow in the appropriate tile to view, open and print if needed, the benefit enrollment guide and each benefit summary.
Additional Resources
ISolved's FSA and HRA reimbursement form is attached for you to use as needed.
Again, click on the arrow to view, open and print the form as needed.
Reimbursement requests or claims can also be submitted electronically at the iSolved website: https://infinconsumer.lh1ondemand.com/login.aspx.
Contact Us
All contact information can be found on the back pages of the benefit enrollment guide booklet.